Dağlı Sigorta

Traffic Insurance

Cover damages to third-parties you may cause with your vehicle!

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TRAFFIC INSURANCE

COVER DAMAGES TO THIRD-PARTIES YOU MAY CAUSE WITH YOUR VEHICLE!

We share your responsibility with Traffic insurance, which is obligatory insurance in the Turkish Republic of Northern Cyprus!

You are responsible for any physical or bodily injury to third-party persons caused by your vehicle on the road within country borders. With Obligatory Traffic Insurance, you can ensure that your responsibilities are covered by the warranties of your policy.

Obligatory Traffic Insurance takes under warranty the damages, death, and injuries caused to a third party by your vehicle or by persons authorized to use your vehicle following a traffic accident.

HOW ARE THIRD-PARTY PERSONS PROTECTED?

As stated in the Motor Vehicles Law (Third Party Insurance) (Third-party liability- Death or Injury), any claim(s) resulting from a single accident or multiple-vehicle collision is limited to 8 million Turkish Lira for private cars,

As stated in the Motor Vehicles Law (Third Party Insurance) (Third-party liability - Death or Injury), any claim(s) resulting from a single accident or multiple-vehicle collision is limited to 15 million Turkish Lira for commercial cars,

As stated in the Motor Vehicles Law (Third Party Insurance) (Third-party liability - damage to property), any claim(s) resulting from a single accident or multiple-vehicle collision is limited to 150,000 Turkish Lira.

WHAT DOES TRAFFIC INSURANCE COVER?

Cost of Damages Caused to Third Parties
Protection and Towing of Insured Vehicle

IN WHAT SITUATIONS DOES TRAFFIC INSURANCE PROTECT THIRD PARTIES?

Emergency Medical Treatment Costs
Damage of Possesions
Death
Bodily Harm

YOU MIGHT BE WONDERING...

  • What must I pay attention to when getting Obligatory Traffic Insurance?

    To choose the most suitable and comprehensive policy for you, carefully examine the guarantees, exemptions, special conditions, and coverage limits of each policy.

  • Is it mandatory that I get Obligatory Traffic Insurance?

    Obligatory Traffic Insurance is obligatory insurance.

  • How am I insured with Obligatory Traffic Insurance?

    Obligatory Traffic Insurance protects you and third parties in traffic against potential damages you may cause. To view the full guaranty, you may refer to the sections “WHAT DOES TRAFFIC INSURANCE COVER and IN WHAT SITUATIONS DOES TRAFFIC INSURANCE COVER THIRD PARTIES?”.

  • Where can I purchase Obligatory Traffic Insurance?

    Obligatory Traffic Insurance can be purchased from the “Get A Quote” form on this page or by visiting your nearest Dağlı Insurance Branch.

  • Under what circumstances does my policy not provide coverage?

    Obligatory Traffic Insurance does not cover damages in situations such as racing, test driving, safety testing, speed testing or similar situations, as well as transporting passengers as a rental or paid service, incurring damages after serving as a trailer for a broken-down vehicle, or operating a vehicle under the influence of excessive alcohol or drugs as stated by law.

  • What must I do in case of damage?

    If you get into an accident, you must immediately call the police to the scene and not interfere in the vehicle until their arrival. An alcotest should be performed within 60 minutes of the accident taking place. Vehicle repairs should commence only after a surveyor is present at the scene of the crash and the insurance company has granted permission to do so.

  • When should I report my damage?

    A claim must be filed within 24 hours of the incurred damage.

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