To see which documents you need to present and the steps you need to take to report damages to your home, you may refer to the ‘Damage Procedures’ page or click here.
To see which documents you need to present and the steps you need to take to report damages to your vehicle, you may refer to the ‘Damage Procedures’ page or click here.
To see which documents you need to present and the steps you need to take to report damages to your workplace, you may refer to the ‘Damage Procedures’ page or click here
To see which documents you need to present (for yourself or the insured) or the steps you need to take to report in the event of unexpected health problems, you may refer to the ‘Damage Procedures’ page or click here.
To see which documents you need to present and the steps you need to take to report damages for Liability Insurances (Employee’s Liability Insurance, Professional Liability Insurance, Third-Party Liability Insurance, Elevator Accidents Liability Insurance), you may refer to the ‘Damage Procedures’ page or click here.
To see which documents you need to present and the steps you need to take to report damages for Shipping Insurances, you may refer to the ‘Damage Procedures’ page or click here.
To see which documents you need to present and the steps you need to take to report damages for Fidelity Guarantee Insurance, you may refer to the ‘Damage Procedures’ page or click here.
Insurances protect you, your assets and your loved ones. They also cover your responsibility to financially compensate others in case of causing them damage or loss. Each insurance package provides a different scope and coverage. First and foremost, insurance packages protect you from financial liability.
To choose the most suitable and comprehensive policy for you, carefully examine the guaranties, exemptions, special conditions, and coverage limits of each policy.
Statistics determine the cost of your insurance. The country in which you are, your age, your asset value, and many other criteria are considered when calculating your risk. Your insurance cost is based on the variable criteria within your policy of choice.
Dağlı Insurance can be purchased by filling in your details on the “Get A Quote” form on the bottom of the page for each insurance package or by visiting your nearest Dağlı Insurance branch.
The insured is the person whose name is on the insurance contract and refers to the person(s) covered by the insurance policy. The insurant is the person responsible for paying the premiums for the insurance policy. For example, you are getting insurance for your father and you are signing the contract and paying for the insurance. In this case, you are the insurant and your father is the insured. Of course, it is possible for the insurant and the insured to be the same. In situations where you are purchasing insurance for yourself, you are both the insured and insurant.
Your policy begins at 12:00 on the date of the first payment and ends on the date of the last payment at 12.00
To find out how and where to submit your statement of loss, you may refer to our documents list and application stems on the Damage and Loss Transactions pages.
You may refer to the individual contact details found on the Contracted Institutions page.
You may refer to the contact details of each of our esteemed branches on the Branches page.
Comprehensive Insurance is not obligatory. However, it could protect your vehicle against a wide variety of potential risks, such as collisions, fires, and theft.
Traffic Insurance and Comprehensive Motor Insurance are different things. Traffic insurance is a type of obligatory insurance that covers the compensation of third parties in the event that you may cause them financial loss or death. Comprehensive Motor Insurance is important because it protects you and your vehicle in the event that you lose your vehicle due to great risks, like collisions, fires, and theft. In such cases, your insurance company covers the costs of your loss for you.
Obligatory Traffic Insurance does not cover damages due to racing, test driving, safety testing, speed testing or similar situations, as well as transporting passengers as a rental or paid service, incurring damages after serving as a trailer for a broken-down vehicle, or operating a vehicle under the influence of excessive alcohol or drugs as stated by law.
A claim form must be filled and submitted within 24 hours of the incident.
Comprehensive Motor Insurance protects your vehicle from many risks including theft, fires, collisions, explosions, lightning, and sabotage.
The advantages of Comprehensive Motor Insurance are:
• Mini repair services,
• Validity in the south of Cyprus,
• Replacement Vehicle,
• Towing services,
• No Claim Discount.
Elite Comprehensive Motor Insurance protects your vehicle from incurred damages due to collisions, fires, lightning, explosions, theft, sabotage, earthquakes, flood and flooding, hail, storms, strikes, lockouts, commotion, civil uprising, and terror.
Partial Comprehensive Motor Insurance protects your vehicle in collisions. Additionally, it gives the option of providing Personal Accident Insurance for the driver and passenger(s).
Total-LossComprehensive Motor Insurance covers your vehicle should it get ‘totaled’ as a result of burning, theft, or a collision.
The contracted health care providers within this policy are; Nicosia Private Capital Hospital, Near East University Medical Faculty Hospital, Dr. Suat Günsel Kyrenia University Hospital, and Cyprus Central Hospital.
Travel Health Insurance is valid in the countries you specify when taking out your insurance. When purchasing Travel Health Insurance, you must clearly state the information relating to the location(s) to which you will be traveling. In the event that you omit a country or place when drawing up the insurance contract and experience an accident in the omitted location(s), your insurance will not cover you. This is why you must pay extra attention to the information you provide.
Persons aged 65 and over can only be insured for incidents relating to accidents. Persons aged 81 and over are exempt from being insured.
Yes. Travel Health Insurance from Dağlı Insurance is valid for your visa application and is a required document when applying for a visa.
Personal Accident Insurance covers any loss due to the unexpected or sudden death or injury of the insured. The payment received from your insurance company depends on the death or injury compensation amount agreed to in the insurance contract.
Personal Accident Insurance is not obligatory. However, it could protect you and your loved ones against unexpected accidents at any given time.
You may add to your existing Personal Accident Insurance to include coverage for using a motorcycle or going deep-sea fishing. To view the full list of supplementary coverage, you may refer to the section “WHAT SUPPLEMENTARY COVERAGE CAN BE ADDED TO PERSONAL ACCIDENT INSURANCE?”.
Existing ailments or illnesses resulting from them do not qualify as an accident. Any attempt at committing suicide, or drug/alcohol/medication/substance abuse due to mental disorders are not categorized as an accident within this policy.
Situations where the insured knowingly puts themselves in potential danger, such as war, revolution, riots, uprising, and civil commotion relating to these, to commit or attempt to commit a crime or murder, participation in strikes, labour, and civil movements, fall outside of the policy coverage.
Personal Accident Insurance can be purchased from the “Get A Quote” form or by visiting your nearest Dağlı Insurance Branch.
Emergency Health Insurance is not obligatory insurance. However, it could secure your treatment costs in an unexpected emergency situation, such as illnesses or accidents.
With the Emergency Health Insurance, all your treatment costs with contracted health care providers are covered if you were to find yourself in an emergency situation as specified by the World Health Organization.
The cost of prescribed medication used at home is not covered by Emergency Health Insurance. Physical therapy procedures, considered to be planned and rehabilitative treatments of injuries where there is no longer an emergency, are exempt from this policy.
Yes. Insurance only provides coverage at the specified address within the policy. You must inform your insurance company immediately if the workplace address changes.
You are required to present the following documents and information to your insurance company: title of the business, tax identification number, business address, principal business activity, the value of the building, value of decoration, the value of fixtures and and fittings, the value of machinery, the value of cargo, and the value of windows fitted to the workplace.
Workplace Package Insurance is specifically designed to protect the workplace and provide general coverage against great risks that it may incur. However, if you worry about damages like glass breakage, damage to electronic devices, or machinery breakdown due to earthquakes, or, you would like to have coverage under these circumstances, we advise you to include these in your package.
Pharmacy Package Insurance is not obligatory, but it could protect your pharmacy and employees against unexpected and significant risks. By saving you from the hassle of having to start over, it contributes towards creating a more sustainable business model.
You need to provide your Insurance Company with certain official documents and information generally related to the commercial enterprise in question.
Yes, it does. Given that the policy states otherwise or the upper limit has not been surpassed, it covers the expenses of glass breakage.
If medication stored within cooling appliances spoil or are destroyed due to reasons stated under the Machinery Breakdown Insurance General Terms, abd, because of these reasons the medication and other medical materials have been damaged to the point of no return due to heat loss, then the costs are covered by the Pharmacy Package Insurance.
You do not need to be a homeowner to benefit from Home Package Insurance. Whether a tenant or homeowner, anyone wishing to protect their home and furniture can benefit from this insurance.
Home Package Insurance is not obligatory however, it can protect you against unexpected major risks such as fires, theft, earthquakes, floods, and lightning.
Any damage to your neighbours’ homes as a result of a flood or fire in your home will only be covered by Dağlı Insurance if it is included in your compensatory coverage in your policy.
You need to present certain documents to your insurance company. These documents contain personal information and information relating to the general features of your home.
• Personal Information: Contact and Identification details
• Home Information: Full address, Title deeds including block section & parcel numbers, gross square meter measurements of the home, square measure, building type, number of floors, and documents containing similar information.
You can supplement your policy with many features ranging from personal accident coverage to rent loss. To view the full list of supplementary coverage for Home Package Insurance, you may refer to the section “What Supplementary Coverage Can Be Included to Home Package Insurance” on the Home Package Insurance page.
Credit Life Insurance covers your losses in the event of your untimely death or disability and ensures the payment of your credit debt.
The following documents need to be presented to our company:
• Medical report concerning death of the insured
• Burial documents
• Original or approved documents for registration and certification of death
Your Credit Life Insurance premium is determined by your credit amount, credit duration, and age.
Third-Party Financial Liability Insurance protects you in case you happen to cause the death, injury, health or financial damage of third-party persons. Third-Party Liability Insurance is not obligatory, however, it could protect you against the harm and damage you may cause third-party persons.
Professional Liability Insurance covers third party compensation in case of damage to third parties resulting from your actions while practicing your profession. Professional Liability Insurance is available to unions, chamber members, and all other professions.
Fidelity Guarantee Insurance protects you from employee misconduct with company funds, negotiable instruments, or pecuniary property.
Misconduct should take place during the continuous employment of the employee and within the duration of the policy. The misconduct should also be reported no later than 6 months after the death, termination of contract, or retirement of the employee involved in the misconduct, or no later than 3 months after the expiration of the insurance policy.
Elevator Accident Liability Insurance can be acquired for residential apartments or apartments used as workplaces by building managers or collectively by the leaseholders of each flat.
Any person other than the insured person, their (first degree) family relatives, and person(s) contractually bound to the insured either to provide a service or through an attorney agreement is considered a third party.
Employer’s Liability Insurance covers many costs, from court and attorney expenses to damage claim demands from your employees.
No, any fine or criminal case expense is excluded from this policy’s coverage.
Do not hesitate to contact us.